If you’re on the hunt for a snack that brings bold flavors, creamy textures, and a pop of color, you have to try this Healthy Layered Refried Bean and Avocado Dip Recipe. It’s packed with wholesome ingredients like hearty refried beans, fresh avocados, zesty lime, and a sprinkle of Tajin that makes every bite sing. This dip is not only delicious for game day or parties but also surprisingly nourishing, giving you all the indulgence minus the guilt. Once you taste this, it might just become your go-to appetizer for every occasion.

Ingredients You’ll Need
This Healthy Layered Refried Bean and Avocado Dip Recipe shines because of its simple, fresh ingredients. Each one brings a unique element—beans add richness, avocado lends creaminess, spices awaken the palate, and colorful toppings brighten the presentation and flavor profile.
- 1 can of refried beans: Provides a smooth, protein-packed base that holds all the layers together perfectly.
- 1 (4-ounce) can diced green chiles: Adds a subtle kick and depth without overpowering the other flavors.
- 1/2 teaspoon garlic powder: Brings a mellow, savory essence to the bean layer.
- 1/2 teaspoon cumin: Offers a warm, earthy undertone that complements the beans beautifully.
- 1 teaspoon sea salt, divided: Enhances the natural flavors without being too sharp.
- 1/4 teaspoon ground black pepper: Adds a hint of spice to balance the creaminess.
- 1/2 cup grated Monterey Jack or Colby Jack cheese: Melts into a gooey, flavorful layer giving a classic cheesy touch.
- 2 avocados: Mashed for a silky, rich layer that’s bursting with healthy fats.
- Juice of 1 lime: Brightens the dip and prevents the avocado from browning.
- 1 1/2 cups yogurt: A creamy, tangy topping that adds lightness and hints of zest.
- 1 tablespoon Tajin seasoning: Delivers a zesty, slightly spicy citrus flavor to the yogurt.
- 1 cup cherry tomatoes, diced: Provides a fresh, juicy pop and vibrant color.
- 1/4 cup chopped cilantro: Lends an herbaceous, fragrant finish that complements every spoonful.
How to Make Healthy Layered Refried Bean and Avocado Dip Recipe
Step 1: Warm Up the Bean Mixture
Start by placing the refried beans, diced green chiles, garlic powder, cumin, half the sea salt, and ground black pepper into a small saucepan over medium heat. Stir everything together and let it warm for about 3 minutes. This melds the spices into the beans, releasing their full aroma and creating a rich, flavorful base for your dip that’s anything but boring.
Step 2: Layer the Refried Beans
Once your bean mixture is heated through and fragrant, spoon it evenly into a large shallow bowl or a 9×11-inch glass dish. This creates a sturdy foundation for the next layers and ensures you get a taste of beans with each bite. Plus, it’s the perfect size for sharing with friends or family.
Step 3: Add the Cheese Layer
Sprinkle the grated Monterey Jack or Colby Jack cheese evenly over the warm beans. The residual heat helps the cheese soften slightly without fully melting, adding both flavor and texture—it’s that gooey goodness that people love in layered dips.
Step 4: Prepare the Avocado Layer
In a separate bowl, mash the avocados until smooth. Add the remaining sea salt and fresh lime juice, mixing them gently. The lime juice not only infuses the avocado with citrus brightness but keeps it from turning brown. Spread this luscious green layer evenly over the cheese for a creamy, vibrant contrast that’s as nutritious as it is beautiful.
Step 5: Mix and Spread the Yogurt Layer
Combine the yogurt with Tajin seasoning until well blended. This combo creates a tangy, lightly spicy topping that cuts through the richness of the bean and avocado layers, balancing every spoonful with a refreshing zing. Spoon this over the avocado layer and smooth it out for a clean, polished look.
Step 6: Add the Fresh Toppings
For the final touch, sprinkle diced cherry tomatoes and chopped cilantro over the top. These garnishes add bursts of freshness, color, and texture that make the dip irresistible. The tomatoes’ juiciness and cilantro’s herbal brightness tie everything together, inviting you to dive right in.
How to Serve Healthy Layered Refried Bean and Avocado Dip Recipe

Garnishes
Feel free to add extra chopped jalapeños, a sprinkle of smoked paprika, or even some thinly sliced radishes to enhance crunch and flavor. These optional garnishes personalize your dip and impress any guest with a thoughtful presentation.
Side Dishes
This dip pairs wonderfully with classic tortilla chips, crisp veggie sticks like bell peppers and carrots, or baked pita triangles. The variety of dipping options keeps things exciting and caters to different tastes and dietary needs.
Creative Ways to Present
Try serving this Healthy Layered Refried Bean and Avocado Dip Recipe in individual mini jars or clear cups for parties—each guest gets a perfectly portioned treat that shows off every colorful layer. You could also spoon it over toasted flatbread for an open-faced appetizer or wrap it inside soft tortillas for a quick snack.
Make Ahead and Storage
Storing Leftovers
You can store any leftover dip in an airtight container in the refrigerator for up to 3 days. Because the avocado layer can brown over time, pressing plastic wrap directly onto the surface before sealing the container helps keep it looking fresh and appetizing.
Freezing
This layered dip is best enjoyed fresh and does not freeze well because of the avocado and yogurt layers, which tend to change texture after thawing. For best results, prepare fresh or store refrigerated leftovers to savor within a few days.
Reheating
If you want to reheat the bean and cheese portion, gently warm it in the microwave or on the stovetop before adding the fresh avocado and yogurt layers. This keeps those creamy layers cool and fresh, preserving the contrast of textures and flavors.
FAQs
Can I use black beans instead of refried beans?
Absolutely! Using whole black beans will give you a different texture but just as much flavor. You might want to mash them slightly to help the layers hold together nicely.
Is this dip suitable for a vegan diet?
To make it vegan, swap the cheese for a plant-based alternative and use dairy-free yogurt. The layered concept still works wonderfully, and the flavors remain vibrant and satisfying.
How spicy is this dip?
The dip has a mild kick thanks to the green chiles and Tajin seasoning. If you prefer more heat, you can add diced jalapeños or a dash of hot sauce to the avocado or yogurt layers.
Can I prepare this dip ahead of time for a party?
Yes, you can prepare the bean and cheese layers a few hours beforehand. Prepare the avocado and yogurt layers just before serving to ensure freshness and the best flavor experience.
What are some good alternatives for the yogurt layer?
If you’re not a fan of yogurt, sour cream or a Mexican crema can be great substitutes, providing a similarly creamy tang that complements the other layers beautifully.
Final Thoughts
Once you’ve made this Healthy Layered Refried Bean and Avocado Dip Recipe, you’ll see why it’s a favorite for game day and beyond. The balance of flavors, ease of assembly, and vibrant colors make it a winner every time. So go ahead, whip up a batch and watch it disappear—you’re going to love every delicious bite.
Print
Healthy Layered Refried Bean and Avocado Dip Recipe
- Prep Time: 20 minutes
- Cook Time: 5 minutes
- Total Time: 25 minutes
- Yield: 8 servings
- Category: Appetizer
- Method: Stovetop
- Cuisine: American
- Diet: Vegetarian
Description
This Healthy Game Day Dip recipe is a flavorful, layered dip combining warm refried beans seasoned with spices, creamy melted cheese, fresh mashed avocado, a tangy lime-scalloped yogurt topping, and garnished with vibrant cherry tomatoes and cilantro. It’s perfect for sharing with a crowd during game day or any casual gathering.
Ingredients
Bean Layer
- 1 can of refried beans
- 1 (4-ounce) can diced green chiles
- 1/2 teaspoon garlic powder
- 1/2 teaspoon cumin
- 1 teaspoon sea salt, divided
- 1/4 teaspoon ground black pepper
Cheese Layer
- 1/2 cup grated Monterey Jack or Colby Jack cheese
Avocado Layer
- 2 avocados
- juice of 1 lime
- 1/2 teaspoon sea salt (from the divided teaspoon)
Yogurt Layer
- 1 1/2 cups yogurt
- 1 tablespoon Tajin seasoning
Topping
- 1 cup cherry tomatoes, diced
- 1/4 cup chopped cilantro
Instructions
- Heat the bean mixture: Place the refried beans, diced green chiles, garlic powder, cumin, 1/2 teaspoon sea salt, and black pepper in a small saucepan over medium heat. Stir to combine and heat for about 3 minutes or until warmed through.
- Layer the beans: Spoon the warmed refried bean mixture into a large low bowl or a 9×11-inch glass pan, spreading evenly to form the base layer.
- Add the cheese: Sprinkle the grated Monterey Jack or Colby Jack cheese evenly on top of the warm refried beans to allow it to slightly melt.
- Prepare the avocado layer: In a separate bowl, mash the avocados and add the remaining 1/2 teaspoon of sea salt along with the juice of one lime. Stir until well combined and smooth.
- Spread the avocado: Spoon the mashed avocado over the cheese layer, spreading it out into a uniform single layer.
- Create the yogurt topping: In another bowl, mix the yogurt with the Tajin seasoning until thoroughly combined. Spoon this mixture over the avocado layer and spread it evenly.
- Garnish: Finish by topping the dip with the diced cherry tomatoes and chopped cilantro for fresh flavor and vibrant color.
Notes
- Use the cheese of your choice, Monterey Jack or Colby Jack offers a mild, creamy flavor that melts nicely.
- Tajin seasoning adds a tangy and slightly spicy flavor to the yogurt topping; adjust quantity based on preferred spice level.
- This dip can be served with vegetable sticks, tortilla chips, or pita bread.
- For a spicier version, add chopped jalapeños to the bean mixture.
- To keep it fresh, prepare up to the avocado layer in advance and add avocado and yogurt layers just before serving to prevent browning.

